YouTube · Q1 2026 · 2026-04-22
AXP · NYSE
American Express
Credit Services · United States
- Market cap (USD)
- US$210.40B
- Trailing P/E
- 18.91x
- Forward P/E
- 15.49x
- Quarterly revenue growth
- 12.8%
- Trailing net margin
- 16.1%
- Indicated dividend yield
- 1.2%
Snapshot 2026-09-20 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-10-23 (provider estimate, not issuer-confirmed).
Company background
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services. The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending. It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services. The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.
Company websiteQ1 2026
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Comparable businesses
AXP peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | AXPAmerican Express CompanySnapshot 2026-09-20Financial period: 2026-06-30 | COFCapital One Financial CorporationSnapshot 2026-09-20Financial period: 2026-06-30 | SYFSynchrony FinancialSnapshot 2026-09-20Financial period: 2026-06-30 |
|---|---|---|---|
| Market capMarket value, converted to USD | US$210.40B | US$124.19B | US$24.42B |
| Forward P/EProvider forward earnings estimate | 15.49x | 8.42x | 7.15x |
| EV / EBITDAEnterprise value / trailing EBITDA | — | — | — |
| Revenue growthLatest quarter vs prior-year quarter | 12.8% | 1,111.0% | 0.6% |
| Operating marginLatest reported quarter | 20.3% | 33.6% | 50.2% |
| Free cash flow yieldTrailing cash flow / market cap | — | — | — |
| Net debt / EBITDANet debt / trailing EBITDA | — | — | — |
| Debt / equityTotal debt / positive book equity | 1.72x | — | — |
| Trailing P/ETrailing twelve-month earnings | 18.91x | 11.15x | 7.70x |
| Price / bookPrice / positive book equity per share | 6.13x | 1.21x | 1.61x |
| EV / salesEnterprise value / trailing revenue | 3.15x | 2.65x | 2.66x |
| Earnings growthLatest quarter vs prior-year quarter | 11.0% | — | 3.6% |
| Gross marginTrailing twelve months | 62.3% | 0.0% | 0.0% |
| Net marginTrailing twelve months | 16.1% | 21.9% | 35.5% |
| Return on equityProvider trailing return; positive equity only | 34.4% | 9.0% | 20.8% |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — |
| Dividend yieldIndicated annual dividend / price | 1.2% | 1.6% | 1.8% |
| Earnings payoutProvider trailing dividend payout | 21.5% | 16.5% | 12.3% |
| Current ratioCurrent assets / current liabilities | 1.55x | — | — |
| BetaProvider historical market sensitivity | 1.05 | 1.02 | 1.31 |
YouTube · Q1 2026 · 2026-04-22
YouTube · Q1 2026 · 2026-04-22
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
Periods are grouped by their ending calendar year or quarter, not identical fiscal calendars. Exact period-end dates appear in tooltips and reported figures. When reporting currencies differ and a recent captured FX rate is available, money and EPS are normalized to USD for comparison. This is not a historical FX restatement. Gaps are not estimated.
Financial statements load separately from the research page.
Source: . Window ends at the latest available reporting period.
Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
Price history loads separately.
Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-09-20. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for AXP
Deep Dive2026-04-24
Q1 20262026-04-10
AXP Q1 2026 earnings analysis
Presentation · 2026-04-10 · YouTube