CHARGED ALPHA
Stock Analysis
MA Financials Latest YouTube: Q1 2026

Mastercard Inc.

Live stock metrics, chart context, a quarter-by-quarter episode archive, and a deeper competitor comparison so this page behaves more like an investor workspace than a flat episode link page.

Library coverage

Episodes tracked
2
Episodes linked
2
Latest video
Q1 2026
Podcast available
Yes
Current price
$489.98
+3.10 (+0.64%)
Trailing / Forward P/E
28.32x
Forward: 21.51x
Market cap / Volume
Volume:
Revenue / Earnings Growth
15.8%
Earnings: 21.2%
Margins
60.8% op
Gross: 100.0% · Net: 45.9%
Balance sheet
0.98x current
Debt / Equity: 282.1
52-week range / Beta
$464.52 - $601.77
Beta: 0.74
Analyst target
$644.89
Upside: 31.6%
Cash / shareholder return
3.73% FCF yield
Dividend yield: 0.67%

Company context

Industry: Credit Services
Country: United States
Employees:
Price to book: 64.68x
Return on equity: 232.1%
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Price chart

Market context for MA

Competitive view

MA vs. two close competitors

This section compares the current company against two nearby peers on valuation, growth, margins, balance-sheet strength, and investment setup. Green generally marks the strongest relative figure for that row, while red marks the weakest.

Financial companies often look unusual on debt and liquidity ratios, so compare those rows more carefully than you would for non-financial businesses.

Mastercard Inc. latest YouTube video thumbnail YouTube
Mastercard Inc.
MA
Latest video
Q1 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Consensus analyst targets still imply meaningful upside, suggesting the Street thinks the current price leaves room for appreciation.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
Visa Inc. latest YouTube video thumbnail YouTube
Visa Inc.
V
Latest video
Q2 FY2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Consensus analyst targets still imply meaningful upside, suggesting the Street thinks the current price leaves room for appreciation.
Risk profile looks relatively manageable compared with many peers, especially if operating execution remains stable.
American Express latest YouTube video thumbnail YouTube
American Express
AXP
Latest video
Q1 2026
Growth is positive but not explosive, which usually supports a steadier compounding case than a hyper-growth story.
Profitability is serviceable, but it does not obviously dominate peers on margin or cash conversion alone.
Valuation looks more grounded than many growth names, which can improve the risk/reward if fundamentals hold up.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
Market Cap
More scale can mean deeper resources and resilience, although bigger does not automatically mean better upside.
MA
$432.94B
Mastercard Inc.
V
$613.10B
Visa Inc.
AXP
$222.06B
American Express
Trailing P/E
Lower trailing P/E can indicate a cheaper valuation relative to trailing earnings, but it may also reflect slower growth or higher perceived risk.
MA
28.3x
Mastercard Inc.
V
28.1x
Visa Inc.
AXP
20.3x
American Express
Forward P/E
Forward P/E is often a better read on what investors are paying for the next year of earnings power.
MA
21.5x
Mastercard Inc.
V
21.7x
Visa Inc.
AXP
16.1x
American Express
Revenue Growth
Higher revenue growth usually signals stronger demand, market share gains, or a business still in expansion mode.
MA
15.8%
Mastercard Inc.
V
17.1%
Visa Inc.
AXP
11.6%
American Express
Earnings Growth
Faster earnings growth matters because it shows management is converting sales momentum into shareholder value.
MA
21.2%
Mastercard Inc.
V
35.5%
Visa Inc.
AXP
17.6%
American Express
Operating Margin
Higher operating margin suggests better operating discipline, pricing power, or a structurally stronger business model.
MA
60.8%
Mastercard Inc.
V
67.3%
Visa Inc.
AXP
21.2%
American Express
Gross Margin
Gross margin helps show how much product-level pricing power and unit economics a company has before overhead.
MA
100.0%
Mastercard Inc.
V
97.8%
Visa Inc.
AXP
62.8%
American Express
Net Margin
Higher net margin means more of each dollar of revenue reaches the bottom line after all costs.
MA
45.9%
Mastercard Inc.
V
51.7%
Visa Inc.
AXP
16.3%
American Express
Return on Equity
ROE shows how efficiently management turns shareholder capital into profits, though leverage can inflate it.
MA
232.1%
Mastercard Inc.
V
60.3%
Visa Inc.
AXP
34.4%
American Express
Free Cash Flow Yield
Higher free cash flow yield can indicate a stronger cash return relative to the stock's market value.
MA
3.7%
Mastercard Inc.
V
3.4%
Visa Inc.
AXP
American Express
Debt to Equity
Lower leverage usually means less balance-sheet risk, though capital-intensive sectors naturally run higher debt loads.
MA
282.06x
Mastercard Inc.
V
67.23x
Visa Inc.
AXP
177.85x
American Express
Current Ratio
A stronger current ratio usually signals better short-term liquidity and more room to absorb shocks.
MA
0.98x
Mastercard Inc.
V
1.09x
Visa Inc.
AXP
1.57x
American Express
Beta
Lower beta often means lower volatility versus the market, while higher beta usually brings a rougher ride.
MA
0.74
Mastercard Inc.
V
0.77
Visa Inc.
AXP
1.06
American Express
Dividend Yield
Dividend yield matters for income-focused investors, but a high yield can also reflect a stressed stock price.
MA
0.7%
Mastercard Inc.
V
0.8%
Visa Inc.
AXP
1.1%
American Express
Analyst Upside
Higher analyst upside suggests the Street still sees room between current price and consensus fair value.
MA
31.6%
Mastercard Inc.
V
23.7%
Visa Inc.
AXP
11.2%
American Express

Episode timeline

Episode archive for MA

Each row is one earnings episode with every verified platform link available.

Q1 2026
Episode live
Published youtube complete
MA Q1 2026 earnings analysis
Quarterly earnings-analysis entry for Mastercard Inc.. Use the links on the right to open the video or podcast episode.
Q4 2025
Episode live
Published youtube complete
Charged Alpha | Mastercard Incorporated (MA) | Q4 2025 Earnings Deep Dive
Quarterly earnings-analysis entry for Mastercard Inc.. Use the links on the right to open the video or podcast episode.