CHARGED ALPHATMFrontier AI stock research

MA · NYSE

Mastercard Inc.

Credit Services · United States

USD 660.730.3% daily changeQuote 2026-11-11 · USD
Market cap (USD)
US$575.61B
Trailing P/E
34.58x
Forward P/E
28.52x
Quarterly revenue growth
14.0%
Trailing net margin
46.7%
Indicated dividend yield
0.5%

Snapshot 2026-11-11 · Latest financial period 2026-09-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.

Next earnings: 2027-01-28 (provider estimate; issuer confirmation unavailable here).

Company background

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Company website

Q1 2026

Go beyond the headline.

MA Q1 2026 earnings analysis

Published 2026-04-09

Comparable businesses

MA peer comparison

Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.

Comparison stocks

Market metrics · missing or inapplicable values shown as —
MetricMAMastercard IncorporatedSnapshot 2026-11-11Financial period: 2026-09-30VVisa Inc.Snapshot 2026-11-11Financial period: 2026-09-30
Market capMarket value, converted to USDUS$575.61BUS$793.99B
Forward P/EProvider forward earnings estimate28.52x24.83x
EV / EBITDAEnterprise value / trailing EBITDA25.51x24.63x
Revenue growthLatest quarter vs prior-year quarter14.0%13.2%
Operating marginLatest reported quarter60.1%66.3%
Free cash flow yieldTrailing cash flow / market cap2.9%2.6%
Net debt / EBITDANet debt / trailing EBITDA0.59x0.28x
Debt / equityTotal debt / positive book equity3.55x0.64x
Trailing P/ETrailing twelve-month earnings34.58x34.54x
Price / bookPrice / positive book equity per share85.33x22.20x
EV / salesEnterprise value / trailing revenue16.19x17.08x
Earnings growthLatest quarter vs prior-year quarter21.7%21.9%
Gross marginTrailing twelve months100.0%97.7%
Net marginTrailing twelve months46.7%51.2%
Return on equityProvider trailing return; positive equity only231.4%63.5%
Free cash flow marginTrailing free cash flow / revenue45.8%45.7%
Dividend yieldIndicated annual dividend / price0.5%0.7%
Earnings payoutProvider trailing dividend payout17.6%21.8%
Current ratioCurrent assets / current liabilities1.01x0.96x
BetaProvider historical market sensitivity0.770.79

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Comparison methodology & limitations

Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.

Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.

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Earnings-multiple scenario

Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.

Starting assumptions, when available, use provider forward estimates as of 2026-11-11. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.

THE RESEARCH RECORD

Research history for MA

All available reporting periods
Q1 20262026-04-09
Q4 20252026-04-08

Reported figures

Verify material figures against company filings. Market data and AI-assisted analysis may contain errors.