CHARGED ALPHATMFrontier AI stock research

UNH · NYSE

UnitedHealth Group

Healthcare Plans · United States

USD 376.900.5% daily changeQuote 2026-09-18 · USD
Market cap (USD)
US$338.30B
Trailing P/E
24.21x
Forward P/E
16.67x
Quarterly revenue growth
0.4%
Trailing net margin
3.1%
Indicated dividend yield
2.5%

Snapshot 2026-09-20 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.

Next earnings: 2026-10-13 (provider estimate, not issuer-confirmed).

Company background

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities. The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations. The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management. The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children's Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs. and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage. UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.

Company website

Q2 2026

Go beyond the headline.

UNH Stock: UnitedHealth Crushed Earnings and Raised Guidance — Is the Crisis Over?

Published 2026-07-17

Comparable businesses

UNH peer comparison

Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.

Comparison stocks

Market metrics · missing or inapplicable values shown as —
MetricUNHUnitedHealth Group IncorporatedSnapshot 2026-09-20Financial period: 2026-06-30CVSCVS Health CorporationSnapshot 2026-09-20Financial period: 2026-06-30ELVElevance Health, Inc.Snapshot 2026-09-20Financial period: 2026-06-30
Market capMarket value, converted to USDUS$338.30BUS$113.62BUS$89.12B
Forward P/EProvider forward earnings estimate16.67x10.42x13.91x
EV / EBITDAEnterprise value / trailing EBITDA14.53x10.56x9.95x
Revenue growthLatest quarter vs prior-year quarter0.4%7.1%1.4%
Operating marginLatest reported quarter7.1%3.9%4.6%
Free cash flow yieldTrailing cash flow / market cap7.2%7.1%4.8%
Net debt / EBITDANet debt / trailing EBITDA1.57x3.74x-0.78x
Debt / equityTotal debt / positive book equity0.69x0.96x0.69x
Trailing P/ETrailing twelve-month earnings24.21x23.44x18.18x
Price / bookPrice / positive book equity per share3.46x1.42x1.99x
EV / salesEnterprise value / trailing revenue0.86x0.43x0.41x
Earnings growthLatest quarter vs prior-year quarter61.5%188.8%-13.1%
Gross marginTrailing twelve months19.7%13.6%26.0%
Net marginTrailing twelve months3.1%1.2%2.5%
Return on equityProvider trailing return; positive equity only14.2%6.2%11.1%
Free cash flow marginTrailing free cash flow / revenue5.4%2.0%2.1%
Dividend yieldIndicated annual dividend / price2.5%3.0%1.7%
Earnings payoutProvider trailing dividend payout57.5%70.2%30.3%
Current ratioCurrent assets / current liabilities0.78x0.87x1.52x
BetaProvider historical market sensitivity0.620.580.70

Choose a comparison stock

Search covered companies, or search all listed stocks.

Comparison methodology & limitations

Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.

Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.

Reported performance

Financial trends

Reporting period
Financial history
Chart style
Comparison stocks

Financial statements load separately from the research page.

Market context

Valuation & price history

Adjusted closing price

Price history

Price history loads separately.

Earnings-multiple scenario

Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.

Starting assumptions, when available, use provider forward estimates as of 2026-09-20. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.

THE RESEARCH RECORD

Research history for UNH

All available reporting periods
Q2 20262026-07-17
Q1 20262026-04-22
Deep Dive2026-04-22

Reported figures

Verify material figures against company filings. Market data and AI-assisted analysis may contain errors.