Competitive view
V vs. two close competitors
This section compares the current company against two nearby peers on valuation, growth, margins, balance-sheet strength, and investment setup. Green generally marks the strongest relative figure for that row, while red marks the weakest.
Financial companies often look unusual on debt and liquidity ratios, so compare those rows more carefully than you would for non-financial businesses.
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Visa Inc.
V
Latest video
Q2 FY2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Consensus analyst targets still imply meaningful upside, suggesting the Street thinks the current price leaves room for appreciation.
Risk profile looks relatively manageable compared with many peers, especially if operating execution remains stable.
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Mastercard Inc.
MA
Latest video
Q1 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Consensus analyst targets still imply meaningful upside, suggesting the Street thinks the current price leaves room for appreciation.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
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Latest video
Q1 2026
Growth is positive but not explosive, which usually supports a steadier compounding case than a hyper-growth story.
Profitability is serviceable, but it does not obviously dominate peers on margin or cash conversion alone.
Valuation looks more grounded than many growth names, which can improve the risk/reward if fundamentals hold up.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
Market Cap
More scale can mean deeper resources and resilience, although bigger does not automatically mean better upside.
V
$613.10B
Visa Inc.
MA
$432.94B
Mastercard Inc.
AXP
$222.06B
American Express
Trailing P/E
Lower trailing P/E can indicate a cheaper valuation relative to trailing earnings, but it may also reflect slower growth or higher perceived risk.
V
28.1x
Visa Inc.
MA
28.3x
Mastercard Inc.
AXP
20.3x
American Express
Forward P/E
Forward P/E is often a better read on what investors are paying for the next year of earnings power.
V
21.7x
Visa Inc.
MA
21.5x
Mastercard Inc.
AXP
16.1x
American Express
Revenue Growth
Higher revenue growth usually signals stronger demand, market share gains, or a business still in expansion mode.
V
17.1%
Visa Inc.
MA
15.8%
Mastercard Inc.
AXP
11.6%
American Express
Earnings Growth
Faster earnings growth matters because it shows management is converting sales momentum into shareholder value.
V
35.5%
Visa Inc.
MA
21.2%
Mastercard Inc.
AXP
17.6%
American Express
Operating Margin
Higher operating margin suggests better operating discipline, pricing power, or a structurally stronger business model.
V
67.3%
Visa Inc.
MA
60.8%
Mastercard Inc.
AXP
21.2%
American Express
Gross Margin
Gross margin helps show how much product-level pricing power and unit economics a company has before overhead.
V
97.8%
Visa Inc.
MA
100.0%
Mastercard Inc.
AXP
62.8%
American Express
Net Margin
Higher net margin means more of each dollar of revenue reaches the bottom line after all costs.
V
51.7%
Visa Inc.
MA
45.9%
Mastercard Inc.
AXP
16.3%
American Express
Return on Equity
ROE shows how efficiently management turns shareholder capital into profits, though leverage can inflate it.
V
60.3%
Visa Inc.
MA
232.1%
Mastercard Inc.
AXP
34.4%
American Express
Free Cash Flow Yield
Higher free cash flow yield can indicate a stronger cash return relative to the stock's market value.
V
3.4%
Visa Inc.
MA
3.7%
Mastercard Inc.
AXP
—
American Express
Debt to Equity
Lower leverage usually means less balance-sheet risk, though capital-intensive sectors naturally run higher debt loads.
V
67.23x
Visa Inc.
MA
282.06x
Mastercard Inc.
AXP
177.85x
American Express
Current Ratio
A stronger current ratio usually signals better short-term liquidity and more room to absorb shocks.
V
1.09x
Visa Inc.
MA
0.98x
Mastercard Inc.
AXP
1.57x
American Express
Beta
Lower beta often means lower volatility versus the market, while higher beta usually brings a rougher ride.
V
0.77
Visa Inc.
MA
0.74
Mastercard Inc.
AXP
1.06
American Express
Dividend Yield
Dividend yield matters for income-focused investors, but a high yield can also reflect a stressed stock price.
V
0.8%
Visa Inc.
MA
0.7%
Mastercard Inc.
AXP
1.1%
American Express
Analyst Upside
Higher analyst upside suggests the Street still sees room between current price and consensus fair value.
V
23.7%
Visa Inc.
MA
31.6%
Mastercard Inc.
AXP
11.2%
American Express