YouTube · Q1 2026 · 2026-05-14
AFL · NYSE
AFLAC Incorporated
Insurance - Life · United States
- Market cap (USD)
- US$56.71B
- Trailing P/E
- 12.16x
- Forward P/E
- 14.97x
- Quarterly revenue growth
- -1.0%
- Trailing net margin
- 26.9%
- Indicated dividend yield
- 2.2%
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-11-04 (provider estimate, not issuer-confirmed).
Company background
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care, whole life, and GIFT insurance products, as well as WAYS and child endowment, and Tsumitasu insurance products in Japan. Its Aflac U.S. segment provides accident, disability, cancer, critical illness, hospital indemnity, dental, vision, and life insurance products in the United States. The company also provides hearing, final expense, pet, Medicare supplement, supplemental dental and vision, short-term disability, and absence management insurance products, as well as cafeteria plans. It sells its products to individuals, families, and business owners through individual, independent corporate, and affiliated corporate agencies; banks; independent associates/career agents; and brokers. Aflac Incorporated was founded in 1955 and is headquartered in Columbus, Georgia.
Company websiteQ1 2026
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Comparable businesses
AFL peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | AFLAflac IncorporatedSnapshot 2026-10-06Financial period: 2026-06-30 | MFCManulife Financial CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | PRUPrudential Financial, Inc.Snapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$56.71B | US$71.55B | US$39.47B | US$55.51Bn=2 |
| Forward P/EProvider forward earnings estimate | 14.97x | 12.33x | 7.70x | 10.02xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | -1.0% | 10.7% | 14.1% | 12.4%n=2 |
| Trailing P/ETrailing twelve-month earnings | 12.16x | 16.20x | 10.36x | 13.28xn=2 |
| Price / bookPrice / positive book equity per share | 1.87x | 1.97x | 1.25x | 1.61xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 46.8% | 22.4% | 89.2% | 55.8%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 26.9% | 20.3% | 6.0% | 13.2%n=2 |
| Return on equityProvider trailing return; positive equity only | 16.9% | 13.3% | 12.0% | 12.7%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | 2.2% | 3.1% | 4.9% | 4.0%n=2 |
| Earnings payoutProvider trailing dividend payout | 25.6% | 50.1% | 49.8% | 50.0%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 0.56 | 0.74 | 0.84 | 0.79n=2 |
YouTube · Q1 2026 · 2026-05-14
YouTube · Q1 2026 · 2026-05-06
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
Periods are grouped by their ending calendar year or quarter, not identical fiscal calendars. Exact period-end dates appear in tooltips and reported figures. When reporting currencies differ and a recent captured FX rate is available, money and EPS are normalized to USD for comparison. This is not a historical FX restatement. Gaps are not estimated.
Financial statements load separately from the research page.
Source: . Window ends at the latest available reporting period.
Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
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Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for AFL
Q1 20262026-04-30
AFL Stock: Revenue Beats, EPS Misses — Q1 2026
Presentation · 2026-04-30 · YouTube