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CINF · NasdaqGS

Cincinnati Financial Corporation

Insurance - Property & Casualty · United States

USD 162.640.3% daily changeQuote 2026-10-06 · USD
Market cap (USD)
US$24.96B
Trailing P/E
7.68x
Forward P/E
17.95x
Quarterly revenue growth
31.6%
Trailing net margin
23.8%
Indicated dividend yield
2.3%

Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.

Next earnings: 2026-10-26 (provider estimate, not issuer-confirmed).

Company background

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.

Company website

Q1 2026

Go beyond the headline.

CINF Stock: EPS Beats by 10% — Q1 2026 Earnings Analysis

Published 2026-04-28

Comparable businesses

CINF peer comparison

Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.

Comparison stocks

Market metrics · missing or inapplicable values shown as —
MetricCINFCincinnati Financial CorporationSnapshot 2026-10-06Financial period: 2026-06-30WRBW. R. Berkley CorporationSnapshot 2026-10-06Financial period: 2026-06-30LLoews CorporationSnapshot 2026-10-06Financial period: 2026-06-30Peer medianSimilar-size peers only
Market capMarket value, converted to USDUS$24.96BUS$25.96BUS$21.71BUS$23.84Bn=2
Forward P/EProvider forward earnings estimate17.95x14.38x36.63x25.50xn=2
Revenue growthLatest quarter vs prior-year quarter31.6%1.2%3.9%2.5%n=2
Trailing P/ETrailing twelve-month earnings7.68x14.36x13.02x13.69xn=2
Price / bookPrice / positive book equity per share1.50x2.76x1.14x1.95xn=2
EV / salesEnterprise value / trailing revenue————
Earnings growthLatest quarter vs prior-year quarter85.5%15.0%15.6%15.3%n=2
Gross marginTrailing twelve months————
Net marginTrailing twelve months23.8%12.9%9.0%11.0%n=2
Return on equityProvider trailing return; positive equity only21.5%20.2%9.3%14.8%n=2
Free cash flow marginTrailing free cash flow / revenue————
Dividend yieldIndicated annual dividend / price2.3%0.6%0.2%0.4%n=2
Earnings payoutProvider trailing dividend payout17.1%7.6%3.1%5.3%n=2
Current ratioCurrent assets / current liabilities————
BetaProvider historical market sensitivity0.530.270.500.39n=2

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Comparison methodology & limitations

Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.

Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.

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Price history

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Earnings-multiple scenario

Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.

Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.

THE RESEARCH RECORD

Research history for CINF

All available reporting periods
Q1 20262026-04-28

Reported figures

Verify material figures against company filings. Market data and AI-assisted analysis may contain errors.