YouTube · Q1 2026 · 2026-04-22
CINF · NasdaqGS
Cincinnati Financial Corporation
Insurance - Property & Casualty · United States
- Market cap (USD)
- US$24.96B
- Trailing P/E
- 7.68x
- Forward P/E
- 17.95x
- Quarterly revenue growth
- 31.6%
- Trailing net margin
- 23.8%
- Indicated dividend yield
- 2.3%
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-10-26 (provider estimate, not issuer-confirmed).
Company background
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
Company websiteQ1 2026
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Comparable businesses
CINF peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | CINFCincinnati Financial CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | WRBW. R. Berkley CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | LLoews CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$24.96B | US$25.96B | US$21.71B | US$23.84Bn=2 |
| Forward P/EProvider forward earnings estimate | 17.95x | 14.38x | 36.63x | 25.50xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | 31.6% | 1.2% | 3.9% | 2.5%n=2 |
| Trailing P/ETrailing twelve-month earnings | 7.68x | 14.36x | 13.02x | 13.69xn=2 |
| Price / bookPrice / positive book equity per share | 1.50x | 2.76x | 1.14x | 1.95xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 85.5% | 15.0% | 15.6% | 15.3%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 23.8% | 12.9% | 9.0% | 11.0%n=2 |
| Return on equityProvider trailing return; positive equity only | 21.5% | 20.2% | 9.3% | 14.8%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | 2.3% | 0.6% | 0.2% | 0.4%n=2 |
| Earnings payoutProvider trailing dividend payout | 17.1% | 7.6% | 3.1% | 5.3%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 0.53 | 0.27 | 0.50 | 0.39n=2 |
YouTube · Q1 2026 · 2026-04-22
YouTube · Q1 2026 · 2026-05-04
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
Periods are grouped by their ending calendar year or quarter, not identical fiscal calendars. Exact period-end dates appear in tooltips and reported figures. When reporting currencies differ and a recent captured FX rate is available, money and EPS are normalized to USD for comparison. This is not a historical FX restatement. Gaps are not estimated.
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Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
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Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for CINF
Q1 20262026-04-28
CINF Stock: EPS Beats by 10% — Q1 2026 Earnings Analysis
Presentation · 2026-04-28 · YouTube