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FICO · NYSE

Fair Isaac Corporation

Software - Application · United States

USD 686.90-0.4% daily changeQuote 2026-10-06 · USD
Market cap (USD)
US$14.84B
Trailing P/E
19.89x
Forward P/E
13.67x
Quarterly revenue growth
25.7%
Trailing net margin
34.1%
Indicated dividend yield
—

Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.

Next earnings: 2026-11-04 (provider estimate, not issuer-confirmed).

Company background

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Company website

Q3 FY2026

Go beyond the headline.

Fair Isaac (FICO): Mortgage Revenue +97%, Volumes Flat — The 26% Growth Quarter That Fell 17%

Published 2026-08-01

Comparable businesses

FICO peer comparison

Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.

Comparison stocks

No suitable peers with fresh, comparable size data are available. We have not substituted unrelated companies.

Market metrics · missing or inapplicable values shown as —
MetricFICOFair Isaac CorporationSnapshot 2026-10-06Financial period: 2026-06-30
Market capMarket value, converted to USDUS$14.84B
Forward P/EProvider forward earnings estimate13.67x
EV / EBITDAEnterprise value / trailing EBITDA16.02x
Revenue growthLatest quarter vs prior-year quarter25.7%
Operating marginLatest reported quarter53.8%
Free cash flow yieldTrailing cash flow / market cap5.2%
Net debt / EBITDANet debt / trailing EBITDA4.23x
Debt / equityTotal debt / positive book equity—
Trailing P/ETrailing twelve-month earnings19.89x
Price / bookPrice / positive book equity per share—
EV / salesEnterprise value / trailing revenue8.46x
Earnings growthLatest quarter vs prior-year quarter41.2%
Gross marginTrailing twelve months85.1%
Net marginTrailing twelve months34.1%
Return on equityProvider trailing return; positive equity only—
Free cash flow marginTrailing free cash flow / revenue32.4%
Dividend yieldIndicated annual dividend / price—
Earnings payoutProvider trailing dividend payout0.0%
Current ratioCurrent assets / current liabilities1.18x
BetaProvider historical market sensitivity1.34

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Comparison methodology & limitations

Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.

Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.

Reported performance

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Market context

Valuation & price history

Adjusted closing price

Price history

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Earnings-multiple scenario

Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.

Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.

THE RESEARCH RECORD

Research history for FICO

All available reporting periods
Q3 FY20262026-08-01
Q1 20262026-05-02

FICO Stock: Revenue Beats, EPS Misses — Q1 2026

Presentation · 2026-05-02 · YouTube

Reported figures

Verify material figures against company filings. Market data and AI-assisted analysis may contain errors.