YouTube · Q1 2026 · 2026-04-18
NU · NYSE
Nu Holdings Ltd.
Banks - Regional · Brazil
USD 15.401.3% daily changeQuote 2026-10-06 · USD
- Market cap (USD)
- US$74.42B
- Trailing P/E
- 21.10x
- Forward P/E
- 13.63x
- Quarterly revenue growth
- 52.1%
- Trailing net margin
- 42.7%
- Indicated dividend yield
- —
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-11-12 (provider estimate, not issuer-confirmed).
Company background
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is based in Sao Paulo, Brazil.
Company websiteResearch Update
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Comparable businesses
NU peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | NUNu Holdings Ltd.Snapshot 2026-10-06Financial period: 2026-06-30 | FITBFifth Third BancorpSnapshot 2026-10-06Financial period: 2026-06-30 | MFGMizuho Financial Group, Inc.Snapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$74.42B | US$46.38B | US$135.74B | US$91.06Bn=2 |
| Forward P/EProvider forward earnings estimate | 13.63x | 10.33x | 8.07x | 9.20xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | 52.1% | 51.8% | 35.0% | 43.4%n=2 |
| Trailing P/ETrailing twelve-month earnings | 21.10x | 17.22x | 15.36x | 16.29xn=2 |
| Price / bookPrice / positive book equity per share | 5.62x | 1.44x | 1.84x | 1.64xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 66.3% | -5.7% | 49.7% | 22.0%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 42.7% | 23.2% | 29.1% | 26.2%n=2 |
| Return on equityProvider trailing return; positive equity only | 31.6% | 8.4% | 12.5% | 10.5%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | — | 3.3% | 1.6% | 2.4%n=2 |
| Earnings payoutProvider trailing dividend payout | 0.0% | 53.9% | 24.9% | 39.4%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 0.95 | 0.99 | 0.39 | 0.69n=2 |
YouTube · Q1 2026 · 2026-04-18
YouTube · FY 2026 · 2026-05-15
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
Periods are grouped by their ending calendar year or quarter, not identical fiscal calendars. Exact period-end dates appear in tooltips and reported figures. When reporting currencies differ and a recent captured FX rate is available, money and EPS are normalized to USD for comparison. This is not a historical FX restatement. Gaps are not estimated.
Financial statements load separately from the research page.
Source: . Window ends at the latest available reporting period.
Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
Price history loads separately.
Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for NU
Research Update2026-05-17
NU Stock: Monster Quarter, Fragile Stock? | Nubank Q1 Earnings
Presentation · 2026-05-17 · YouTube
Q1 20262026-05-14
NU Stock: Revenue Up 5% — Q1 2026 Earnings Analysis
Presentation · 2026-05-14 · YouTube