YouTube · Q1 2026 · 2026-04-17
PNC · NYSE
The PNC Financial Services Group, Inc.
Banks - Regional · United States
- Market cap (USD)
- US$88.17B
- Trailing P/E
- 12.17x
- Forward P/E
- 10.30x
- Quarterly revenue growth
- 23.6%
- Trailing net margin
- 31.4%
- Indicated dividend yield
- 3.6%
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-10-15 (provider estimate, not issuer-confirmed).
Company background
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It operates through three segments: Retail Banking, Corporate & Institutional Banking, and Asset Management Group segments. The Retail Banking segment offers checking, savings, and money market accounts, and time deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, digital channels, ATMs, and through phone-based customer contact centers. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management, receivables and disbursement management, funds transfer, international payment, and access to online/mobile information management and reporting services; asset-backed financing, securities underwriting, loan syndications, mergers and acquisitions and equity capital markets advisory, and customer related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services. It also offers outsourced chief investment officer, custody, cash and fixed income client solutions, and retirement plan fiduciary investment services for institutional clients. The company was founded in 1865 and is headquartered in Pittsburgh, Pennsylvania.
Company websiteQ1 2026
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Comparable businesses
PNC peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | PNCThe PNC Financial Services Group, Inc.Snapshot 2026-10-06Financial period: 2026-06-30 | USBU.S. BancorpSnapshot 2026-10-06Financial period: 2026-06-30 | TFCTruist Financial CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$88.17B | US$89.70B | US$56.90B | US$73.30Bn=2 |
| Forward P/EProvider forward earnings estimate | 10.30x | 9.93x | 9.33x | 9.63xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | 23.6% | 10.4% | 8.2% | 9.3%n=2 |
| Trailing P/ETrailing twelve-month earnings | 12.17x | 11.49x | 10.71x | 11.10xn=2 |
| Price / bookPrice / positive book equity per share | 1.52x | 1.48x | 0.97x | 1.22xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 24.9% | 21.6% | 36.7% | 29.2%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 31.4% | 29.9% | 30.7% | 30.3%n=2 |
| Return on equityProvider trailing return; positive equity only | 12.6% | 12.6% | 9.1% | 10.8%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | 3.6% | 3.8% | 4.5% | 4.1%n=2 |
| Earnings payoutProvider trailing dividend payout | 37.4% | 41.5% | 47.8% | 44.7%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 0.93 | 1.02 | 0.91 | 0.96n=2 |
YouTube · Q1 2026 · 2026-04-17
YouTube · Q1 2026 · 2026-04-18
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
Periods are grouped by their ending calendar year or quarter, not identical fiscal calendars. Exact period-end dates appear in tooltips and reported figures. When reporting currencies differ and a recent captured FX rate is available, money and EPS are normalized to USD for comparison. This is not a historical FX restatement. Gaps are not estimated.
Financial statements load separately from the research page.
Source: . Window ends at the latest available reporting period.
Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
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Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for PNC
Q1 20262026-04-16
PNC Stock: EPS Beats by 5% — Q1 2026 Earnings Analysis
Presentation · 2026-04-16 · YouTube