Charged Alpha logo
CHARGED ALPHA
Stock Analysis
Stock Library / PNFP
PNFP Financial Services Latest YouTube: Q1 2026 Published 2026-04-23

Pinnacle Financial Partners, Inc.

Live stock metrics, chart context, a quarter-by-quarter episode archive, and a deeper competitor comparison so this page behaves more like an investor workspace than a flat episode link page.

Latest earnings video

PNFP Stock: 149% Revenue Growth — Q1 2026 Earnings Analysis

Published 2026-04-23

Library coverage

Episodes tracked
2
Episodes linked
2
Latest video
Q1 2026
2026-04-23
Podcast available
Yes
Current price
$102.26
+0.27 (+0.26%)
Trailing / Forward P/E
14.09x
Forward: 8.93x
Market cap / Volume
Volume:
Revenue / Earnings Growth
137.0%
Earnings: 3.5%
Margins
47.0% op
Gross: 0.0% · Net: 24.9%
Balance sheet
Debt / Equity: —
52-week range / Beta
$81.08 - $110.33
Beta: 1.02
Analyst target
$119.25
Upside: 16.6%
Cash / shareholder return
Dividend yield: 1.45%

Company context

Industry: Banks - Regional
Country: United States
Employees:
Price to book: 1.10x
Return on equity: 7.6%
Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Price chart

Market context for PNFP

Competitive view

PNFP vs. two close competitors

This section compares the current company against two nearby peers on valuation, growth, margins, balance-sheet strength, and investment setup. Green generally marks the strongest relative figure for that row, while red marks the weakest.

Pinnacle Financial Partners, Inc. latest YouTube video thumbnail YouTube
Pinnacle Financial Partners, Inc.
PNFP
Latest video
Q1 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Valuation looks more grounded than many growth names, which can improve the risk/reward if fundamentals hold up.
Risk profile looks relatively manageable compared with many peers, especially if operating execution remains stable.
Moody's Corporation latest YouTube video thumbnail YouTube
Moody's Corporation
MCO
Latest video
Q2 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Valuation sits in a middle zone where future upside likely depends more on quarterly execution than on multiple re-rating alone.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
The Charles Schwab Corporation latest YouTube video thumbnail YouTube
The Charles Schwab Corporation
SCHW
Latest video
Q1 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Valuation looks more grounded than many growth names, which can improve the risk/reward if fundamentals hold up.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
Market Cap
More scale can mean deeper resources and resilience, although bigger does not automatically mean better upside.
PNFP
$15.45B
Pinnacle Financial Partners, Inc.
MCO
$87.17B
Moody's Corporation
SCHW
$194.20B
The Charles Schwab Corporation
Trailing P/E
Lower trailing P/E can indicate a cheaper valuation relative to trailing earnings, but it may also reflect slower growth or higher perceived risk.
PNFP
14.1x
Pinnacle Financial Partners, Inc.
MCO
32.0x
Moody's Corporation
SCHW
20.5x
The Charles Schwab Corporation
Forward P/E
Forward P/E is often a better read on what investors are paying for the next year of earnings power.
PNFP
8.9x
Pinnacle Financial Partners, Inc.
MCO
26.6x
Moody's Corporation
SCHW
14.4x
The Charles Schwab Corporation
Revenue Growth
Higher revenue growth usually signals stronger demand, market share gains, or a business still in expansion mode.
PNFP
137.0%
Pinnacle Financial Partners, Inc.
MCO
15.1%
Moody's Corporation
SCHW
20.9%
The Charles Schwab Corporation
Earnings Growth
Faster earnings growth matters because it shows management is converting sales momentum into shareholder value.
PNFP
3.5%
Pinnacle Financial Partners, Inc.
MCO
56.7%
Moody's Corporation
SCHW
42.6%
The Charles Schwab Corporation
Operating Margin
Higher operating margin suggests better operating discipline, pricing power, or a structurally stronger business model.
PNFP
47.0%
Pinnacle Financial Partners, Inc.
MCO
49.5%
Moody's Corporation
SCHW
52.3%
The Charles Schwab Corporation
Gross Margin
Gross margin helps show how much product-level pricing power and unit economics a company has before overhead.
PNFP
0.0%
Pinnacle Financial Partners, Inc.
MCO
75.0%
Moody's Corporation
SCHW
97.5%
The Charles Schwab Corporation
Net Margin
Higher net margin means more of each dollar of revenue reaches the bottom line after all costs.
PNFP
24.9%
Pinnacle Financial Partners, Inc.
MCO
34.3%
Moody's Corporation
SCHW
38.8%
The Charles Schwab Corporation
Return on Equity
ROE shows how efficiently management turns shareholder capital into profits, though leverage can inflate it.
PNFP
7.6%
Pinnacle Financial Partners, Inc.
MCO
76.9%
Moody's Corporation
SCHW
20.3%
The Charles Schwab Corporation
Free Cash Flow Yield
Higher free cash flow yield can indicate a stronger cash return relative to the stock's market value.
PNFP
Pinnacle Financial Partners, Inc.
MCO
3.0%
Moody's Corporation
SCHW
The Charles Schwab Corporation
Debt to Equity
Lower leverage usually means less balance-sheet risk, though capital-intensive sectors naturally run higher debt loads.
PNFP
Pinnacle Financial Partners, Inc.
MCO
240.68x
Moody's Corporation
SCHW
151.11x
The Charles Schwab Corporation
Current Ratio
A stronger current ratio usually signals better short-term liquidity and more room to absorb shocks.
PNFP
Pinnacle Financial Partners, Inc.
MCO
1.19x
Moody's Corporation
SCHW
0.66x
The Charles Schwab Corporation
Beta
Lower beta often means lower volatility versus the market, while higher beta usually brings a rougher ride.
PNFP
1.02
Pinnacle Financial Partners, Inc.
MCO
1.33
Moody's Corporation
SCHW
0.75
The Charles Schwab Corporation
Dividend Yield
Dividend yield matters for income-focused investors, but a high yield can also reflect a stressed stock price.
PNFP
1.4%
Pinnacle Financial Partners, Inc.
MCO
0.8%
Moody's Corporation
SCHW
1.1%
The Charles Schwab Corporation
Analyst Upside
Higher analyst upside suggests the Street still sees room between current price and consensus fair value.
PNFP
16.6%
Pinnacle Financial Partners, Inc.
MCO
11.4%
Moody's Corporation
SCHW
11.0%
The Charles Schwab Corporation

Episode timeline

Episode archive for PNFP

Each row is one earnings episode with every verified platform link available.

Q1 2026
Episode live
2026-04-23
Published youtube complete
PNFP Stock: 149% Revenue Growth — Q1 2026 Earnings Analysis
Quarterly earnings-analysis entry for Pinnacle Financial Partners, Inc.. Use the links on the right to open the video or podcast episode.
Deep Dive
Episode live
2026-04-23
Published podcast complete
Charged Alpha | Pinnacle Financial Partners (PNFP) | S&P 500 Deep Dive — Ep. 168
Quarterly earnings-analysis entry for Pinnacle Financial Partners, Inc.. Use the links on the right to open the video or podcast episode.