YouTube · Q1 2026 · 2026-04-22
PNFP · NYSE
Pinnacle Financial Partners
Banks - Regional · United States
- Market cap (USD)
- US$14.65B
- Trailing P/E
- 13.35x
- Forward P/E
- 8.42x
- Quarterly revenue growth
- 137.0%
- Trailing net margin
- 24.9%
- Indicated dividend yield
- 2.1%
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-10-21 (provider estimate, not issuer-confirmed).
Company background
Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.
Company websiteQ1 2026
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Comparable businesses
PNFP peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | PNFPPinnacle Financial Partners, Inc.Snapshot 2026-10-06Financial period: 2026-06-30 | EWBCEast West Bancorp, Inc.Snapshot 2026-10-06Financial period: 2026-06-30 | FHNFirst Horizon CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$14.65B | US$17.48B | US$11.12B | US$14.30Bn=2 |
| Forward P/EProvider forward earnings estimate | 8.42x | 11.10x | 10.13x | 10.61xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | 137.0% | 16.3% | 9.0% | 12.7%n=2 |
| Trailing P/ETrailing twelve-month earnings | 13.35x | 12.25x | 11.29x | 11.77xn=2 |
| Price / bookPrice / positive book equity per share | 1.04x | 1.89x | 1.31x | 1.60xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 3.5% | 17.4% | 20.0% | 18.7%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 24.9% | 50.1% | 30.2% | 40.1%n=2 |
| Return on equityProvider trailing return; positive equity only | 7.6% | 16.6% | 11.5% | 14.0%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | 2.1% | 2.5% | 2.9% | 2.7%n=2 |
| Earnings payoutProvider trailing dividend payout | 20.4% | 26.9% | 30.8% | 28.8%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 1.03 | 0.97 | 0.63 | 0.80n=2 |
YouTube · Q1 2026 · 2026-04-22
YouTube · Q1 2026 · 2026-04-18
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
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Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
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Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for PNFP
Q1 20262026-04-23
PNFP Stock: 149% Revenue Growth — Q1 2026 Earnings Analysis
Presentation · 2026-04-23 · YouTube