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TRU · NYSE

TransUnion

Financial Data & Stock Exchanges · United States

USD 63.73-0.2% daily changeQuote 2026-10-06 · USD
Market cap (USD)
US$12.21B
Trailing P/E
16.81x
Forward P/E
11.47x
Quarterly revenue growth
14.9%
Trailing net margin
15.1%
Indicated dividend yield
0.8%

Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.

Next earnings: 2026-10-27 (provider estimate, not issuer-confirmed).

Company background

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Company website

Q1 2026

Go beyond the headline.

TRU Stock: EPS Beats by 86% — Q1 2026 Earnings Analysis

Published 2026-04-28

Comparable businesses

TRU peer comparison

Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.

Comparison stocks

Market metrics · missing or inapplicable values shown as —
MetricTRUTransUnionSnapshot 2026-10-06Financial period: 2026-06-30FDSFactSet Research Systems Inc.Snapshot 2026-10-06Financial period: 2026-08-31CBOECboe Global Markets, Inc.Snapshot 2026-10-06Financial period: 2026-06-30Peer medianSimilar-size peers only
Market capMarket value, converted to USDUS$12.21BUS$9.72BUS$28.79BUS$19.25Bn=2
Forward P/EProvider forward earnings estimate11.47x12.59x18.17x15.38xn=2
EV / EBITDAEnterprise value / trailing EBITDA11.27x12.56x14.61x13.58xn=2
Revenue growthLatest quarter vs prior-year quarter14.9%6.3%22.9%14.6%n=2
Operating marginLatest reported quarter19.7%24.7%34.6%29.7%n=2
Free cash flow yieldTrailing cash flow / market cap6.6%6.6%2.4%4.5%n=2
Net debt / EBITDANet debt / trailing EBITDA3.16x1.45x-0.40x0.52xn=2
Debt / equityTotal debt / positive book equity1.13x0.77x0.28x0.53xn=2
Trailing P/ETrailing twelve-month earnings16.81x18.76x21.48x20.12xn=2
Price / bookPrice / positive book equity per share2.52x4.83x5.12x4.98xn=2
EV / salesEnterprise value / trailing revenue3.51x4.47x5.57x5.02xn=2
Earnings growthLatest quarter vs prior-year quarter32.1%-15.2%50.2%17.5%n=2
Gross marginTrailing twelve months58.7%50.6%54.1%52.3%n=2
Net marginTrailing twelve months15.1%21.5%26.7%24.1%n=2
Return on equityProvider trailing return; positive equity only15.6%25.5%26.3%25.9%n=2
Free cash flow marginTrailing free cash flow / revenue16.5%25.9%13.4%19.7%n=2
Dividend yieldIndicated annual dividend / price0.8%1.7%1.2%1.5%n=2
Earnings payoutProvider trailing dividend payout12.7%29.4%22.4%25.9%n=2
Current ratioCurrent assets / current liabilities1.90x0.60x1.56x1.08xn=2
BetaProvider historical market sensitivity1.580.770.410.59n=2

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Comparison methodology & limitations

Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.

Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.

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Earnings-multiple scenario

Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.

Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.

THE RESEARCH RECORD

Research history for TRU

All available reporting periods
Q1 20262026-04-28

Reported figures

Verify material figures against company filings. Market data and AI-assisted analysis may contain errors.