YouTube · Q1 2026 · 2026-04-20
WTFC · NasdaqGS
Wintrust Financial Corporation
Banks - Regional · United States
USD 145.930.5% daily changeQuote 2026-10-06 · USD
- Market cap (USD)
- US$9.84B
- Trailing P/E
- 11.72x
- Forward P/E
- 10.55x
- Quarterly revenue growth
- 10.2%
- Trailing net margin
- 32.6%
- Indicated dividend yield
- 1.5%
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-10-19 (provider estimate, not issuer-confirmed).
Company background
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Company websiteQ1 2026
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Comparable businesses
WTFC peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | WTFCWintrust Financial CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | ZIONZions Bancorporation, National AssociationSnapshot 2026-10-06Financial period: 2026-06-30 | FHNFirst Horizon CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$9.84B | US$9.28B | US$11.12B | US$10.20Bn=2 |
| Forward P/EProvider forward earnings estimate | 10.55x | 9.35x | 10.13x | 9.74xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | 10.2% | 35.2% | 9.0% | 22.1%n=2 |
| Trailing P/ETrailing twelve-month earnings | 11.72x | 8.10x | 11.29x | 9.69xn=2 |
| Price / bookPrice / positive book equity per share | 1.39x | 1.22x | 1.31x | 1.26xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 18.7% | 87.1% | 20.0% | 53.5%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 32.6% | 31.8% | 30.2% | 31.0%n=2 |
| Return on equityProvider trailing return; positive equity only | 12.2% | 16.4% | 11.5% | 13.9%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | 1.5% | 3.0% | 2.9% | 3.0%n=2 |
| Earnings payoutProvider trailing dividend payout | 16.9% | 22.9% | 30.8% | 26.8%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 0.89 | 0.83 | 0.63 | 0.73n=2 |
YouTube · Q1 2026 · 2026-04-20
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Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
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Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
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Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for WTFC
Q1 20262026-04-20
WTFC Stock: EPS Beats by 9% — Q1 2026 Earnings Analysis
Presentation · 2026-04-20 · YouTube