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AFRM Financial Services Latest YouTube: Q1 2026 Published 2026-05-08

Affirm Holdings, Inc.

Live stock metrics, chart context, a quarter-by-quarter episode archive, and a deeper competitor comparison so this page behaves more like an investor workspace than a flat episode link page.

Latest earnings video

AFRM Stock: EPS Beats by 29% — Q1 2026 Earnings Analysis

Published 2026-05-08

Library coverage

Episodes tracked
2
Episodes linked
2
Latest video
Q1 2026
2026-05-08
Podcast available
Yes
Current price
$77.03
+1.50 (+1.99%)
Trailing / Forward P/E
70.03x
Forward: 20.72x
Market cap / Volume
Volume:
Revenue / Earnings Growth
32.6%
Earnings: 3529.3%
Margins
8.5% op
Gross: 48.4% · Net: 9.6%
Balance sheet
13.54x current
Debt / Equity: 240.3
52-week range / Beta
$42.10 - $100.00
Beta: 3.62
Analyst target
$91.20
Upside: 18.4%
Cash / shareholder return
1.17% FCF yield
Dividend yield: —

Company context

Industry: Credit Services
Country: United States
Employees:
Price to book: 6.82x
Return on equity: 11.5%
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Price chart

Market context for AFRM

Competitive view

AFRM vs. two close competitors

This section compares the current company against two nearby peers on valuation, growth, margins, balance-sheet strength, and investment setup. Green generally marks the strongest relative figure for that row, while red marks the weakest.

Affirm Holdings, Inc. latest YouTube video thumbnail YouTube
Affirm Holdings, Inc.
AFRM
Latest video
Q1 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is serviceable, but it does not obviously dominate peers on margin or cash conversion alone.
Valuation sits in a middle zone where future upside likely depends more on quarterly execution than on multiple re-rating alone.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
Moody's Corporation latest YouTube video thumbnail YouTube
Moody's Corporation
MCO
Latest video
Q2 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Valuation sits in a middle zone where future upside likely depends more on quarterly execution than on multiple re-rating alone.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
The Charles Schwab Corporation latest YouTube video thumbnail YouTube
The Charles Schwab Corporation
SCHW
Latest video
Q1 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Valuation looks more grounded than many growth names, which can improve the risk/reward if fundamentals hold up.
Balance-sheet leverage is elevated, so investors should watch refinancing costs and how much flexibility management really has.
Market Cap
More scale can mean deeper resources and resilience, although bigger does not automatically mean better upside.
AFRM
$25.80B
Affirm Holdings, Inc.
MCO
$87.17B
Moody's Corporation
SCHW
$194.20B
The Charles Schwab Corporation
Trailing P/E
Lower trailing P/E can indicate a cheaper valuation relative to trailing earnings, but it may also reflect slower growth or higher perceived risk.
AFRM
70.0x
Affirm Holdings, Inc.
MCO
32.0x
Moody's Corporation
SCHW
20.5x
The Charles Schwab Corporation
Forward P/E
Forward P/E is often a better read on what investors are paying for the next year of earnings power.
AFRM
20.7x
Affirm Holdings, Inc.
MCO
26.6x
Moody's Corporation
SCHW
14.4x
The Charles Schwab Corporation
Revenue Growth
Higher revenue growth usually signals stronger demand, market share gains, or a business still in expansion mode.
AFRM
32.6%
Affirm Holdings, Inc.
MCO
15.1%
Moody's Corporation
SCHW
20.9%
The Charles Schwab Corporation
Earnings Growth
Faster earnings growth matters because it shows management is converting sales momentum into shareholder value.
AFRM
3529.3%
Affirm Holdings, Inc.
MCO
56.7%
Moody's Corporation
SCHW
42.6%
The Charles Schwab Corporation
Operating Margin
Higher operating margin suggests better operating discipline, pricing power, or a structurally stronger business model.
AFRM
8.5%
Affirm Holdings, Inc.
MCO
49.5%
Moody's Corporation
SCHW
52.3%
The Charles Schwab Corporation
Gross Margin
Gross margin helps show how much product-level pricing power and unit economics a company has before overhead.
AFRM
48.4%
Affirm Holdings, Inc.
MCO
75.0%
Moody's Corporation
SCHW
97.5%
The Charles Schwab Corporation
Net Margin
Higher net margin means more of each dollar of revenue reaches the bottom line after all costs.
AFRM
9.6%
Affirm Holdings, Inc.
MCO
34.3%
Moody's Corporation
SCHW
38.8%
The Charles Schwab Corporation
Return on Equity
ROE shows how efficiently management turns shareholder capital into profits, though leverage can inflate it.
AFRM
11.5%
Affirm Holdings, Inc.
MCO
76.9%
Moody's Corporation
SCHW
20.3%
The Charles Schwab Corporation
Free Cash Flow Yield
Higher free cash flow yield can indicate a stronger cash return relative to the stock's market value.
AFRM
1.2%
Affirm Holdings, Inc.
MCO
3.0%
Moody's Corporation
SCHW
The Charles Schwab Corporation
Debt to Equity
Lower leverage usually means less balance-sheet risk, though capital-intensive sectors naturally run higher debt loads.
AFRM
240.28x
Affirm Holdings, Inc.
MCO
240.68x
Moody's Corporation
SCHW
151.11x
The Charles Schwab Corporation
Current Ratio
A stronger current ratio usually signals better short-term liquidity and more room to absorb shocks.
AFRM
13.54x
Affirm Holdings, Inc.
MCO
1.19x
Moody's Corporation
SCHW
0.66x
The Charles Schwab Corporation
Beta
Lower beta often means lower volatility versus the market, while higher beta usually brings a rougher ride.
AFRM
3.62
Affirm Holdings, Inc.
MCO
1.33
Moody's Corporation
SCHW
0.75
The Charles Schwab Corporation
Dividend Yield
Dividend yield matters for income-focused investors, but a high yield can also reflect a stressed stock price.
AFRM
Affirm Holdings, Inc.
MCO
0.8%
Moody's Corporation
SCHW
1.1%
The Charles Schwab Corporation
Analyst Upside
Higher analyst upside suggests the Street still sees room between current price and consensus fair value.
AFRM
18.4%
Affirm Holdings, Inc.
MCO
11.4%
Moody's Corporation
SCHW
11.0%
The Charles Schwab Corporation

Episode timeline

Episode archive for AFRM

Each row is one earnings episode with every verified platform link available.

Q1 2026
Episode live
2026-05-08
Published youtube podcast complete
AFRM Stock: EPS Beats by 29% — Q1 2026 Earnings Analysis
Quarterly earnings-analysis entry for Affirm Holdings, Inc.. Use the links on the right to open the video or podcast episode.
Q1 2026
Episode live
2026-05-08
Published youtube podcast complete
AFRM Stock: EPS Beats by 29% — Q1 2026 Earnings Analysis
Quarterly earnings-analysis entry for Affirm Holdings, Inc.. Use the links on the right to open the video or podcast episode.