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Stock Library / ALLY
ALLY Financials Latest YouTube: Q1 2026 Published 2026-04-18

Ally Financial Inc.

Live stock metrics, chart context, a quarter-by-quarter episode archive, and a deeper competitor comparison so this page behaves more like an investor workspace than a flat episode link page.

Latest earnings video

ALLY Stock: EPS Beats by 18% — Q1 2026 Earnings Analysis

Published 2026-04-18

Library coverage

Episodes tracked
2
Episodes linked
2
Latest video
Q1 2026
2026-04-18
Podcast available
Yes
Current price
$42.93
+0.58 (+1.37%)
Trailing / Forward P/E
10.10x
Forward: 6.68x
Market cap / Volume
Volume:
Revenue / Earnings Growth
11.0%
Earnings: 13.5%
Margins
25.3% op
Gross: 0.0% · Net: 18.4%
Balance sheet
Debt / Equity: —
52-week range / Beta
$35.92 - $47.29
Beta: 1.08
Analyst target
$53.70
Upside: 25.1%
Cash / shareholder return
Dividend yield: 2.84%

Company context

Industry: Credit Services
Country: United States
Employees:
Price to book: 0.97x
Return on equity: 9.7%
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Price chart

Market context for ALLY

Competitive view

ALLY vs. two close competitors

This section compares the current company against two nearby peers on valuation, growth, margins, balance-sheet strength, and investment setup. Green generally marks the strongest relative figure for that row, while red marks the weakest.

Financial companies often look unusual on debt and liquidity ratios, so compare those rows more carefully than you would for non-financial businesses.

Ally Financial Inc. latest YouTube video thumbnail YouTube
Ally Financial Inc.
ALLY
Latest video
Q1 2026
Growth is positive but not explosive, which usually supports a steadier compounding case than a hyper-growth story.
Profitability is serviceable, but it does not obviously dominate peers on margin or cash conversion alone.
Valuation looks more grounded than many growth names, which can improve the risk/reward if fundamentals hold up.
Risk profile looks relatively manageable compared with many peers, especially if operating execution remains stable.
BlackRock Inc. latest YouTube video thumbnail YouTube
BlackRock Inc.
BLK
Latest video
Q1 2026
Growth profile looks strong right now, with above-average top-line and/or earnings momentum.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Valuation looks more grounded than many growth names, which can improve the risk/reward if fundamentals hold up.
Risk profile looks relatively manageable compared with many peers, especially if operating execution remains stable.
Visa Inc. latest YouTube video thumbnail YouTube
Visa Inc.
V
Latest video
Q2 FY2026
Growth is positive but not explosive, which usually supports a steadier compounding case than a hyper-growth story.
Profitability is a real strength here, with healthy operating margins helping support resilience through weaker cycles.
Valuation sits in a middle zone where future upside likely depends more on quarterly execution than on multiple re-rating alone.
Risk profile looks relatively manageable compared with many peers, especially if operating execution remains stable.
Market Cap
More scale can mean deeper resources and resilience, although bigger does not automatically mean better upside.
ALLY
$13.06B
Ally Financial Inc.
BLK
$179.11B
BlackRock Inc.
V
$692.75B
Visa Inc.
Trailing P/E
Lower trailing P/E can indicate a cheaper valuation relative to trailing earnings, but it may also reflect slower growth or higher perceived risk.
ALLY
10.1x
Ally Financial Inc.
BLK
27.7x
BlackRock Inc.
V
31.6x
Visa Inc.
Forward P/E
Forward P/E is often a better read on what investors are paying for the next year of earnings power.
ALLY
6.7x
Ally Financial Inc.
BLK
18.0x
BlackRock Inc.
V
24.8x
Visa Inc.
Revenue Growth
Higher revenue growth usually signals stronger demand, market share gains, or a business still in expansion mode.
ALLY
11.0%
Ally Financial Inc.
BLK
30.6%
BlackRock Inc.
V
14.4%
Visa Inc.
Earnings Growth
Faster earnings growth matters because it shows management is converting sales momentum into shareholder value.
ALLY
13.5%
Ally Financial Inc.
BLK
19.6%
BlackRock Inc.
V
10.2%
Visa Inc.
Operating Margin
Higher operating margin suggests better operating discipline, pricing power, or a structurally stronger business model.
ALLY
25.3%
Ally Financial Inc.
BLK
35.1%
BlackRock Inc.
V
66.1%
Visa Inc.
Gross Margin
Gross margin helps show how much product-level pricing power and unit economics a company has before overhead.
ALLY
0.0%
Ally Financial Inc.
BLK
47.2%
BlackRock Inc.
V
97.7%
Visa Inc.
Net Margin
Higher net margin means more of each dollar of revenue reaches the bottom line after all costs.
ALLY
18.4%
Ally Financial Inc.
BLK
24.1%
BlackRock Inc.
V
50.8%
Visa Inc.
Return on Equity
ROE shows how efficiently management turns shareholder capital into profits, though leverage can inflate it.
ALLY
9.7%
Ally Financial Inc.
BLK
12.3%
BlackRock Inc.
V
61.2%
Visa Inc.
Free Cash Flow Yield
Higher free cash flow yield can indicate a stronger cash return relative to the stock's market value.
ALLY
Ally Financial Inc.
BLK
4.2%
BlackRock Inc.
V
3.0%
Visa Inc.
Debt to Equity
Lower leverage usually means less balance-sheet risk, though capital-intensive sectors naturally run higher debt loads.
ALLY
Ally Financial Inc.
BLK
23.19x
BlackRock Inc.
V
67.82x
Visa Inc.
Current Ratio
A stronger current ratio usually signals better short-term liquidity and more room to absorb shocks.
ALLY
Ally Financial Inc.
BLK
2.45x
BlackRock Inc.
V
0.98x
Visa Inc.
Beta
Lower beta often means lower volatility versus the market, while higher beta usually brings a rougher ride.
ALLY
1.08
Ally Financial Inc.
BLK
1.43
BlackRock Inc.
V
0.76
Visa Inc.
Dividend Yield
Dividend yield matters for income-focused investors, but a high yield can also reflect a stressed stock price.
ALLY
2.8%
Ally Financial Inc.
BLK
1.9%
BlackRock Inc.
V
0.7%
Visa Inc.
Analyst Upside
Higher analyst upside suggests the Street still sees room between current price and consensus fair value.
ALLY
25.1%
Ally Financial Inc.
BLK
14.2%
BlackRock Inc.
V
12.3%
Visa Inc.

Episode timeline

Episode archive for ALLY

Each row is one earnings episode with every verified platform link available.

Q1 2026
Episode live
2026-04-18
Published youtube complete
ALLY Stock: EPS Beats by 18% — Q1 2026 Earnings Analysis
Quarterly earnings-analysis entry for Ally Financial Inc.. Use the links on the right to open the video or podcast episode.
Deep Dive
Episode live
2026-04-18
Published podcast complete
Charged Alpha | Ally Financial Inc. (ALLY) | S&P 500 Deep Dive — Ep. 163
Quarterly earnings-analysis entry for Ally Financial Inc.. Use the links on the right to open the video or podcast episode.