YouTube · Q1 2026 · 2026-04-16
BAP · NYSE
Credicorp Ltd.
Banks - Regional · Peru
- Market cap (USD)
- US$30.40B
- Trailing P/E
- 14.42x
- Forward P/E
- 11.18x
- Quarterly revenue growth
- 12.0%
- Trailing net margin
- 33.1%
- Indicated dividend yield
- 3.8%
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-11-09 (provider estimate, not issuer-confirmed).
Company background
Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments. The company grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. It also issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; provides medical and health services, as well as management services of private pension funds to the affiliates. In addition, the company is involved in the management of loans, credits, and deposits and checking accounts of the small and microenterprises; provision of brokerage service and investment management services to corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structures securitization processes for corporate customers; and manages mutual funds. Further, it engages in the provision of custody, trustee, capital markets, asset management, and payment processing services; operates digital platform for e commerce; management and development of digital businesses; and acts as a private pension fund administrator. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.
Company websiteQ1 2026
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Comparable businesses
BAP peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | BAPCredicorp Ltd.Snapshot 2026-10-06Financial period: 2026-06-30 | MTBM&T Bank CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | CFGCitizens Financial Group, Inc.Snapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$30.40B | US$31.80B | US$27.14B | US$29.47Bn=2 |
| Forward P/EProvider forward earnings estimate | 11.18x | 10.46x | 9.86x | 10.16xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | 12.0% | 6.2% | 14.7% | 10.4%n=2 |
| Trailing P/ETrailing twelve-month earnings | 14.42x | 11.64x | 14.04x | 12.84xn=2 |
| Price / bookPrice / positive book equity per share | 2.84x | 1.25x | 1.13x | 1.19xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 8.6% | 25.5% | 41.3% | 33.4%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 33.1% | 32.1% | 26.1% | 29.1%n=2 |
| Return on equityProvider trailing return; positive equity only | 20.4% | 10.7% | 8.3% | 9.5%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | 3.8% | 2.7% | 2.9% | 2.8%n=2 |
| Earnings payoutProvider trailing dividend payout | 53.9% | 31.7% | 39.2% | 35.5%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 0.87 | 0.61 | 1.06 | 0.84n=2 |
YouTube · Q1 2026 · 2026-04-16
YouTube · Q1 2026 · 2026-04-18
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
Periods are grouped by their ending calendar year or quarter, not identical fiscal calendars. Exact period-end dates appear in tooltips and reported figures. When reporting currencies differ and a recent captured FX rate is available, money and EPS are normalized to USD for comparison. This is not a historical FX restatement. Gaps are not estimated.
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Source: . Window ends at the latest available reporting period.
Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
Valuation & price history
Adjusted closing price
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Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for BAP
Q1 20262026-05-15
BAP Stock: EPS Beats by 7% — Q1 2026 Earnings Analysis
Presentation · 2026-05-15 · YouTube