YouTube · Q1 2026 · 2026-05-15
CFG · NYSE
Citizens Financial Group, Inc.
Banks - Regional · United States
USD 64.430.2% daily changeQuote 2026-10-06 · USD
- Market cap (USD)
- US$27.14B
- Trailing P/E
- 14.04x
- Forward P/E
- 9.86x
- Quarterly revenue growth
- 14.7%
- Trailing net margin
- 26.1%
- Indicated dividend yield
- 2.9%
Snapshot 2026-10-06 · Latest financial period 2026-06-30 · Yahoo Finance. Quotes may be delayed; reporting periods can differ.
Next earnings: 2026-10-16 (provider estimate, not issuer-confirmed).
Company background
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Company websiteQ1 2026
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Comparable businesses
CFG peer comparison
Same business group first, then company size. Preferred market cap: 0.5–2x; extended range: one-third–3x. Outside that range, industry benchmarks are labeled separately and excluded from peer medians.
| Metric | CFGCitizens Financial Group, Inc.Snapshot 2026-10-06Financial period: 2026-06-30 | BAPCredicorp Ltd.Snapshot 2026-10-06Financial period: 2026-06-30 | RFRegions Financial CorporationSnapshot 2026-10-06Financial period: 2026-06-30 | Peer medianSimilar-size peers only |
|---|---|---|---|---|
| Market capMarket value, converted to USD | US$27.14B | US$30.40B | US$23.24B | US$26.82Bn=2 |
| Forward P/EProvider forward earnings estimate | 9.86x | 11.18x | 9.58x | 10.38xn=2 |
| Revenue growthLatest quarter vs prior-year quarter | 14.7% | 12.0% | 3.4% | 7.7%n=2 |
| Trailing P/ETrailing twelve-month earnings | 14.04x | 14.42x | 11.14x | 12.78xn=2 |
| Price / bookPrice / positive book equity per share | 1.13x | 2.84x | 1.33x | 2.09xn=2 |
| EV / salesEnterprise value / trailing revenue | — | — | — | — |
| Earnings growthLatest quarter vs prior-year quarter | 41.3% | 8.6% | 8.5% | 8.6%n=2 |
| Gross marginTrailing twelve months | — | — | — | — |
| Net marginTrailing twelve months | 26.1% | 33.1% | 30.8% | 32.0%n=2 |
| Return on equityProvider trailing return; positive equity only | 8.3% | 20.4% | 11.9% | 16.1%n=2 |
| Free cash flow marginTrailing free cash flow / revenue | — | — | — | — |
| Dividend yieldIndicated annual dividend / price | 2.9% | 3.8% | 4.0% | 3.9%n=2 |
| Earnings payoutProvider trailing dividend payout | 39.2% | 53.9% | 43.3% | 48.6%n=2 |
| Current ratioCurrent assets / current liabilities | — | — | — | — |
| BetaProvider historical market sensitivity | 1.06 | 0.87 | 1.06 | 0.96n=2 |
YouTube · Q1 2026 · 2026-05-15
YouTube · Q1 2026 · 2026-04-18
Comparison methodology & limitations
Reviewed operating groups override broad sector classifications. Other companies are matched only within a sufficiently specific provider industry. Business mix, geography and accounting standards can still differ. Market caps are converted to USD using exchange rates captured during the snapshot refresh. Financial ratios that would mix currencies are omitted. Snapshots must be at most 14 days old and no more than seven days apart for automatic selection.
Peer medians require at least two valid similar-size peers for each metric. Negative earnings, nonpositive equity, missing data and irrelevant bank ratios are not presented as attractive valuations. A higher or lower number is not automatically a better investment. Financial statement periods are not calendar-aligned across companies.
Reported performance
Financial trends
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Revenue
Reported figures
Financial data & calculation notes
Standalone charts use the stated reporting currency. When a chart comparison spans currencies, money and EPS can be normalized to USD using a recent captured FX snapshot; this is for comparison only, not a historical FX restatement. Stock-based compensation is noncash. Free cash flow is operating cash flow less capital spending, which may include capitalized software. Missing metrics are not estimated or assumed to be zero. Banking and insurance ratios require industry-specific interpretation. Latest restatements may differ from figures in older episodes.
Market context
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Adjusted closing price
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Price figures
Earnings-multiple scenario
Illustrative price = your earnings-per-share assumption × your P/E assumption. This is not a price target or a complete valuation model.
Starting assumptions, when available, use provider forward estimates as of 2026-10-06. Negative earnings require a different valuation method. This calculation omits balance-sheet, dilution and execution risks.
THE RESEARCH RECORD
Research history for CFG
Q1 20262026-04-18
CFG Stock: $2.2B Revenue — Q1 2026 Earnings Analysis
Presentation · 2026-04-18 · YouTube